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Terms of Service

Last updated: February 21, 2026

These Terms of Service (“Terms”) govern your use of the Lumia mobile application (“App”) operated by Meridian Labs LLC (“we,” “us,” or “our”). By downloading, installing, or using Lumia, you agree to these Terms.

1. Using Lumia

Account Registration

You must create an account to use most features of the App. You are responsible for maintaining the security of your account credentials. You agree to provide accurate information during registration.

Age Requirement

You must be at least 13 years old to use Lumia. If you are under 18, you must have permission from a parent or guardian.

Acceptable Use

You agree not to:

  • Use the App for any unlawful purpose
  • Impersonate another person or misrepresent your identity
  • Post content that is abusive, threatening, harassing, defamatory, or hateful in the community feed
  • Attempt to access other users' private data or accounts
  • Interfere with the operation of the App or its infrastructure
  • Use automated tools, bots, or scrapers to access the App
  • Distribute spam or unsolicited content through the community features

2. Subscriptions and Payments

Free Features

Lumia is free to download and use. Core features including daily horoscopes, basic tarot readings, the spiritual journal, and community access are available at no cost.

Premium Subscription

Optional premium features are available through a subscription (“Lumia Premium”). Premium features may include advanced birth chart reports, extended workshops, and additional content.

  • Subscriptions are billed on a recurring basis (monthly or annual) through the Apple App Store or Google Play Store.
  • Payment is charged to your App Store or Google Play account at confirmation of purchase.
  • Subscriptions automatically renew unless you cancel at least 24 hours before the end of the current billing period.
  • You can manage or cancel your subscription through your device's App Store or Google Play settings.

Refunds

Refund requests are handled by the Apple App Store or Google Play Store according to their respective policies. We do not process refunds directly.

3. Your Content

Private Journal Entries

Private journal entries are end-to-end encrypted and belong to you. We cannot access or read them. You are solely responsible for the content of your private entries.

Community Posts

When you share content in the community feed, you grant Meridian Labs a non-exclusive, royalty-free license to display that content within the App to other users. You retain ownership of your content.

You can delete your community posts at any time. Once deleted, we will remove them from the App, though cached copies may persist briefly.

Content Moderation

We reserve the right to remove community content that violates these Terms or our community guidelines. Repeated violations may result in account suspension or termination.

4. Intellectual Property

The Lumia name, logo, design, and all original content within the App (including but not limited to text, graphics, icons, and software) are the property of Meridian Labs LLC and are protected by intellectual property laws.

You may not copy, modify, distribute, or create derivative works based on the App or its content without our written permission.

5. Disclaimers

Astrological and Tarot Content

Content provided through Lumia, including horoscopes, tarot readings, and birth chart interpretations, is for entertainment, self-reflection, and personal growth purposes only. It is not a substitute for professional medical, psychological, financial, or legal advice.

Service Availability

We strive to keep Lumia available and reliable, but we do not guarantee uninterrupted access. The App may be temporarily unavailable for maintenance, updates, or reasons beyond our control.

No Warranty

The App is provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

6. Limitation of Liability

To the maximum extent permitted by law, Meridian Labs LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the App. Our total liability for any claim related to the App shall not exceed the amount you paid us in the twelve months preceding the claim.

7. Account Termination

By You

You can delete your account at any time through the App's settings. Deleting your account will permanently remove your personal data, journal entries, and community posts.

By Us

We may suspend or terminate your account if you violate these Terms, engage in abusive behavior, or if we are required to do so by law. We will attempt to notify you before or at the time of termination.

8. Changes to These Terms

We may update these Terms from time to time. When we make changes, we will update the “Last updated” date at the top of this page. Continued use of the App after changes are posted constitutes your acceptance of the updated Terms.

9. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

10. Contact Us

If you have questions about these Terms, contact us at:

Meridian Labs LLC
Email: hello@meridian-labs.co

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